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Free Yankee calculator

4 selections, 11 bets, 6 doubles + 4 trebles + 1 fourfold. The cheapest 4-selection full-cover wager.

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What a Yankee actually is

A Yankee is the 4-selection equivalent of a Trixie. You pick four selections, A, B, C and D, and the bookmaker writes 11 bets: 6 doubles (every possible pair), 4 trebles (every possible three), and 1 fourfold accumulator covering all four. There are no singles, which keeps the price down vs a Lucky 15, a £1 Yankee costs £11, a £1 Lucky 15 costs £15.

Because there are no singles, you need a minimum of two winners for the slip to return anything at all. The trade-off is the compounding upside: with 4 winners, you'll collect on every double, every treble, and the fourfold, and the fourfold alone returns multiples of your entire stake.

Worked example, four winners at 2/1

Four selections, all priced 2/1 (3.00 decimal), £1 unit stake, total outlay £11. Settling each component:

  • 6 doubles × (£1 × 3.00 × 3.00) = 6 × £9 = £54
  • 4 trebles × (£1 × 27.00) = 4 × £27 = £108
  • 1 fourfold × (£1 × 81.00) = £81

Total return = £243 on £11 outlay, a profit of £232, or roughly 22× your stake. The fourfold accumulator alone returns about a third of the total, which is the structural reason punters back full-cover bets rather than four separate doubles: you get the singles-style "all winners" jackpot without giving up the safety of the shorter combinations.

And if only 2 of 4 win at 2/1? You collect on one double, £9 return on £11 outlay, a £2 loss. Painful, but much milder than an accumulator (£11 wipeout).

Yankee vs Lucky 15 vs Canadian

The three closest 4–5 selection bets, ranked by structure:

Bet typeSelectionsBetsIncludes singles?Bonus payouts?
Yankee411NoNo
Lucky 15415Yes (4)Usually
Canadian526NoNo

A Yankee is the cheapest 4-selection full-cover bet. Lucky 15 adds the singles and the bookie's bonus structure, which is why most punters at retail default to Lucky 15. Canadian is the same idea scaled to 5 selections.

Where the bookmaker's edge sits

Eleven bets, eleven layered slices of margin. The fourfold in particular compounds the overround across all four legs , a Yankee with four legs each carrying 4% margin gives the bookmaker about 17% expected take on that single bet alone. The maths that quietly takes a slice of every fold is the cornerstone reference for why the bookie's edge grows non-linearly as the multiplier deepens.

Related tools and guides

Common questions

What is a Yankee bet?
A Yankee is a 4-selection bet that combines into 11 separate wagers: 6 doubles, 4 trebles, and 1 fourfold (accumulator across all 4 picks). There are no singles, so you need a minimum of 2 winners for the bet to return anything.
How is a Yankee different from a Lucky 15?
Same 4 selections, but Lucky 15 adds 4 singles on top of the 11 bets a Yankee covers, and Lucky 15 typically comes with bonus payouts. Yankee = 11 bets, no singles, cheaper. Lucky 15 = 15 bets, includes singles, slightly more upside if only one wins.
How many winners do I need on a Yankee?
Two. With one winner, every bet on the slip needs at least a double to settle and your slip pays nothing. Two winners returns one double. Three winners returns 3 doubles + 1 treble. Four winners returns all 6 doubles, all 4 trebles, and the fourfold, that's where the big multipliers compound.
When does a Yankee make sense?
When you've got 4 selections you fancy at mid-to-long prices and expect a decent strike rate. The Yankee is the cheapest 4-selection full-cover bet, it strips out the singles to give you better leverage on the doubles, trebles and fourfold. Great for racing punters going for multiple winners across a card.
Does the calculator handle each-way Yankees?
Yes. Each-way on a Yankee is two Yankees, 22 bets in total, and the calculator works that out automatically. Toggle EW on each leg (or use "All EW"), set the place fraction and terms, and the win/place legs settle independently across all 11 component bets.
What's the difference between a Yankee and an accumulator?
An accumulator is a single bet that requires every selection to win. A Yankee on 4 selections is 11 separate bets covering every possible double, treble, and the fourfold accumulator. You're paying 11 unit stakes vs 1, but you can still win on 2 out of 4 winners with a Yankee, whereas the accumulator would lose.