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Free Lucky 31 calculator

5 selections, 31 bets — 5 singles + 10 doubles + 10 trebles + 5 fourfolds + 1 fivefold. Single-winner safety net plus standard bookmaker bonuses.

Bet type
4 Singles + 6 Doubles + 4 Trebles + 1 Fourfold
Unit stake
£
Total stake: £0.00
Set per-leg place terms in each selection below.
1
R4
2
R4
3
R4
4
R4
Bet breakdown
TypeBetsStakeWinPlaceReturn
Total0£0.00£0.00£0.00£0.00

What a Lucky 31 actually is

A Lucky 31 is the 5-selection sibling of the Lucky 15. You pick five selections and the bookmaker writes 31 bets: 5 singles, 10 doubles, 10 trebles, 5 fourfolds, and 1 fivefold accumulator. A £1 Lucky 31 costs £31 total. It is a Canadian with the 5 singles added — and the singles unlock the bookmaker bonus payouts that pure Canadians don't get.

Two bonuses are standard at UK retail: a single-winner bonus (typically 2x or 3x the odds on the one winning leg if only one of your 5 lands) and an all-5-winners bonus (typically a 10–25% uplift on the total return when every selection wins). Like Lucky 15, the bonuses tilt the EV without ever fully closing the bookmaker's margin gap.

Worked example — five winners at 4/6

Five short-priced selections at 4/6 (1.67 decimal), £1 unit stake — total outlay £31. Settling each component:

  • 5 singles × (£1 × 1.67) = £8.33
  • 10 doubles × (£1 × 2.78) = £27.78
  • 10 trebles × (£1 × 4.63) = £46.30
  • 5 fourfolds × (£1 × 7.72) = £38.58
  • 1 fivefold × (£1 × 12.87) = £12.87

Total return before bonuses = £133.86 on £31 outlay — a profit of £103. With a typical 10% all-winners bonus, total becomes about £147.25 for a profit of £116. Not a jackpot — but at 4/6, you weren't going to get one. What you bought was a high-strike-rate slip with five short-priced winners, and the Lucky 31 structure converted that into a 4.7× return.

And with only one winner at 4/6? You collect the single (£1.67) plus a 2x odds bonus (extra £1.67) = £3.34 on £31. Net loss £27.66 — most of your stake. The Lucky 31 singles cushion is genuinely useful but it doesn't work miracles at short prices.

Lucky 31 vs Canadian vs Lucky 63

The three options when you're committed to a 5- or 6-selection full-cover bet:

Bet typeSelectionsBetsSingles?Bonuses?
Canadian526NoNo
Lucky 31531Yes (5)Standard
Lucky 63663Yes (6)Standard

Lucky 31 is the singles-bonus version of a Canadian. If your 5 picks are short-priced and you want the single-winner cushion, Lucky 31 is the right call. If you've got 6 picks, step up to Lucky 63 — but the unit price doubles, so be sure you actually have 6 selections you fancy.

Why bigger doesn't mean better value

Thirty-one bets compound the bookmaker's margin across every leg, and the fivefold and fourfolds carry the most concentrated overround. The bonus structure narrows the edge but rarely closes it. The overround hiding inside every leg you back is the cornerstone read on how margin actually compounds — essential before stacking into 30+ bet wagers.

Related tools and guides

Common questions

What is a Lucky 31 bet?
A Lucky 31 is a 5-selection bet that combines into 31 separate wagers: 5 singles, 10 doubles, 10 trebles, 5 fourfolds and 1 fivefold accumulator. It costs 31 unit stakes — a £1 Lucky 31 is £31 total. Functionally a Canadian with 5 singles added, plus the standard bookmaker bonus payouts.
How does a Lucky 31 differ from a Canadian?
Same 5 selections, but Lucky 31 adds 5 singles to the 26 bets a Canadian covers — and Lucky 31 comes with bookmaker bonus payouts (consolation on a single winner, percentage uplift on all 5 winners). Lucky 31 costs ~19% more upfront for the singles cushion and the bonus structure.
What are the Lucky 31 bonus payouts?
Most UK bookmakers offer: double, treble or quadruple the odds on a single winning selection if only one of your 5 lands, and a percentage uplift (typically 10–25%) on total return if all 5 selections win. Exact terms vary — BetVictor, William Hill, Coral and Ladbrokes each publish their own schedule. Always check before placing.
How many winners do I need on a Lucky 31?
One. Because the Lucky 31 includes 5 singles, any single winning selection produces a return. One winner returns one single (plus the bonus). Two winners returns 2 singles + 1 double. Five winners returns everything — all 5 singles, all 10 doubles, all 10 trebles, all 5 fourfolds, the fivefold, and the all-winners bonus.
When does a Lucky 31 make sense?
When you've got 5 selections you fancy at mid-to-long prices and want both the singles cushion and the bookmaker bonuses. Particularly strong on Saturday racing where you have genuine opinions on 5 mid-priced selections, or on football accas where you want safety on a partial winner. The bookmaker bonus terms make Lucky 31 the most popular 5-selection full-cover bet in UK retail.
Are Lucky 31 bonus payouts paid on each-way bets?
Bookmaker dependent. Most pay the single-winner bonus on the win part only. Some pay the all-5-winners bonus on the win-only return, others on the combined win + place return. The rules are in the "All Multiple Bets" or "Bonus Bets" section of the bookmaker's rules — read carefully before placing an each-way Lucky 31.